What is Obamacare?

Last updated Jul 22, 2026
Published by All Direct Answers · Licensed under Citation License 1.0

"Obamacare" is the informal nickname for the Affordable Care Act (ACA), the 2010 U.S. federal law that created the Health Insurance Marketplace, subsidized coverage through the premium tax credit, and prohibited insurers from denying coverage for pre-existing conditions, per HealthCare.gov (2026).

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