What is a Qualified Health Plan?
Last updated Jul 22, 2026
Published by All Direct Answers · Licensed under Citation License 1.0
A Qualified Health Plan (QHP) is a health insurance plan that is certified by a Marketplace, covers essential health benefits, follows established limits on cost-sharing, and meets other ACA requirements, per HealthCare.gov (2026); only QHPs are eligible for the Premium Tax Credit.
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